How to Cut the Cost of Car Insurance

When I was 17, I wanted to own a Ferrari, and live life in the fast lane. Even if I had insured the car, then I could not have provided the insurance to cover it. 17 is the new world leaders, and statistically it is more likely that the insurance claim. Mixing high-performance cars is not something inexperienced drivers car insurance companies super enthusiastic about the chance to claim the price shoots through the roof after the premium. When the young and inexperienced, buy a low-power, low-value car that tries to keep the car insurance premium is minimal.

If it is worth less, it is cheaper and repair / replacement if the youthful abundance if you crash. The same logic applies to everyone really, the lower value of the vehicle and lower your car insurance will in most cases. Sports and premium cars always cost more to repair the injury, so the insurance reflect this. Billions of new cars now feature anti-theft and driver aids, in many cases helps to reduce the cost of insurance, so keep an eye on the spec sheet if you look at a new car. A good rule of thumb that the less desirable and cheaper to provide low-priced cars.

Age is a concern

I mentioned that above, and bears repeating. Generally, the younger you are the better the auto insurance premium. This is the inexperience and youthful belief that bad things never happen to you. According to statistics, anyway, which is often a shock to an unsuspecting young pilot who ended up with a collision are wondering how it happened ... Driving experience and age are usually linked to, and that leads to the method reduces the cost of insurance premiums - or whatever year you can enjoy the advanced driving courses, and many car insurers offer discounts of these qualifications. This is only five - 10 percent savings in the course, but it's worth a £ 1,000 premium once the backup is and will remain with you for years, so it should be a good investment, not to mention give you a better driver.

Keep adding to the no-claims bonus

A number of years to accumulate, without the claim, the better, as most car insurers for the benefit of this insurance. Proves to be effective then there is a good deal, and not because the statements made, then a good risk for them to underwrite. Nothing can be done here, but he kept his nose clean and do not need. If you are a low-priced car, and parking is a dent, it would be advisable to avoid the need for comprehensive insurance, because it reduces the no-claims bonus, probably a little bit of money, and you still end up paying most of it depending on the surplus. In this case, provided it did not cause damage to other vehicles or property, quietly, to correct the problem, and the savings will be sweet no-claims bonus in the following year - the time when it rolled out three or more years of no claims bonus you can really protect your bonus, so even if a subsequent claim will not lose the bonus.

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